עדכוני חקיקה ופסיקה

בקשה של חייב להכריז עליו כפושט רגל תיבחן לאור תום ליבו של החייב הן במסגרת יצירת החוב והן לאחר הגשת הבקשה

15 יוני 2010

הדפסה

פורסם ב אפיק משפטי 053 07.07.2010

חייב אשר לפי בקשתו החל בהליכי פשיטת רגל לא עמד במספר רב של תשלומים אשר נפסקו לו וביקש להכריז על עצמו כפושט רגל בטענה כי הסתבכותו הכלכלית מקורה בעסק שקרס.

ביהמ"ש המחוזי בנצרת דחה את הבקשה וקבע כי זכותו של חייב לקבל הפטר בפשיטת רגל ולפתוח דף חדש כפופה לחובת תום הלב של החייב, כשנטל ההוכחה מוטל על החייב.

בעת בדיקת הנסיבות שהביאו להסתבכותו הכלכלית של החייב ישקול בית המשפט גם את אופן יצירתם של החובות ואם נהג החייב בתום לב כלפי נושיו בעת יצירת החובות. בנוסף לכך ייבחן אם נמנע החייב מלעשות פעולות מינימאליות כדי למנוע את התדרדרותו הכלכלית. לסוגיית תום הלב ממועד צו הכינוס יבחן בית המשפט, בין היתר, את עמידת החייב במטלות על פי צו הכינוס ובראש ובראשונה תשלומים חודשיים ודוחות דו חודשיים. בנוסף יבחן בית המשפט את מיצוי כושר ההשתכרות של החייב, העדר יצירת חובות חדשים ועוד.

במקרה הנדון נפסק כי התנהלות החייב מאז מתן צו הכינוס, די בה כדי לדחות את הבקשה: החייב מפגר בתשלומים, מתעלם מהחלטות שיפוטיות, מנצל לרעה את הליך פשיטת הרגל ואינו מגיש דוחות חודשיים.

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